A pension plan is the most tax efficient way of saving for your retirement.  It is designed to provide you with an income when you stop working.  Planning for your retirement early gives you a much better chance of having the retirement you want.  As you approach retirement, it’s time to think hard about turning …

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Savings & Investments

At Sparrow Insurance we help you to decide what is best for you in terms of protecting the value of your savings.  We give you the clear, no jargon information on the multitude of options available.  We help you identify the level of risk you are comfortable with and help you sleep well at night. …

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Income Protection

This type of cover provides you with a regular monthly income if you are unable to work because of accident or illness.  It replaces up to 75% of your monthly income from 8, 13, 26 or 52 weeks after an accident or illness.  The main advantage of income protection is that it gives you a …

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Mortgage Protection

This cover is designed to pay off the balance of your mortgage if you die prematurely or get seriously ill.  Most people take it out for the term of their mortgage, and the cover on this plan reduces each month as the amount owed on the mortgage reduces. At Sparrow Insurance, we will help you …

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Life assurance provides future financial security for you, your family and your business in the event of your death.  It will pay out a pre-determined sum of money on death within a specified period of time. If you earn an income, own a home, have a family, a business, or an investment property, then protecting …

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